Loan Product Highlight:
REFINANCE
The kind that fits just for you.
Let’s get to the good stuff:
Up to 80% LTV – Rate & Term or Cash Out
No seasoning required on Cash Out
Cross-collateralization available
No DTI, no W-2s, no tax returns
Interest-only options
Interest-only options
600 minimum FICO for Bridge Loan refinance
660 minimum FICO for Rental Loan refinance
Loans from $75K to $5MM
Your Trusted Mortgage Partner
At Rategooroo, we empower individuals to achieve their dream of homeownership through tailored mortgage solutions that fit your unique financial needs.
About Us:
We are committed loan professionals focused on delivering competitive loan solutions and rates. Our mission is to help you reach your financial objectives with our expertise and integrity.
Close-end Second / HELOC
- Instant AVMs on loan amounts up to $400k
- 3 Products: Fixed-rate HELOC (FIXLINE), variable-rate HELOC, & fixed-rate HELOAN
- We lend on condos, second homes, and investment properties
- No LLPAs on condos or second homes.
- No Condo Questionnaires needed.
- No seasoning requirements after purchase to cash out
2k
Happy Clients
1.5k
Mortgages Closed
24
Years of Experience
Personalized Mortgage Solutions
We design mortgage solutions tailored to your individual needs and financial situation.
Expert Guidance
Our experienced team helps you navigate the mortgage process with ease and confidence.
Competitive Rates
We offer competitive interest rates to help you save money and achieve your homeownership goals.
Customer-Centric Service
Our commitment is to provide top-notch service that always puts your needs first.